ASKME END USER LICENSE AGREEMENT, USER AGREEMENT AND CREATOR AGREEMENT

This End User License Agreement, User Agreement and Creator Agreement ("Agreement") governs access to and use of AskMe, including the AskMe website, mobile applications, software, technology, APIs, Creator discovery services, Creator profiles, sessions, QR codes, links, paid questions, paid messages, notifications, payment functionality, Creator dashboards, moderation tools, integrations and all other services made available by or through AskMe. AskMe is operated by FuturePast Ventures LLP ("FuturePast", "Company", "we", "us" or "our"), a limited liability partnership registered in India. By accessing AskMe, creating an account, registering as a Creator, submitting a paid question, creating an AskMe session, using an AskMe QR code, accessing a Creator profile, making a payment or otherwise using any AskMe service, you acknowledge that you have read, understood and agreed to this Agreement and the policies incorporated into it. If you do not agree with this Agreement, you must not access or use AskMe.

AskMe is a technology platform designed to facilitate discovery and interaction between online personalities, Creators and their audiences. The platform may enable Creators to establish profiles, become discoverable to Viewers, create interaction sessions and receive paid questions or messages from their audiences. AskMe may provide technology including Creator discovery, session pages, QR codes, links, paid questions, paid messages, notifications, moderation tools, Creator dashboards, overlays, payment interfaces, transaction records and related services. AskMe is not necessarily the platform on which a Creator's underlying livestream or primary content is hosted. A Creator may conduct a livestream or publish content through a third party service such as YouTube, Instagram, Twitch, TikTok, LinkedIn or another streaming or content platform while using AskMe as an interaction and discovery layer. AskMe may add, modify, suspend or discontinue features as its services develop.

For purposes of this Agreement: • "AskMe" means the technology platform operated by FuturePast Ventures LLP. • "Creator" means a person or eligible entity approved to use AskMe's Creator functionality to establish a profile, conduct sessions, receive questions or otherwise interact with Viewers. • "Viewer" means a person using AskMe to discover or interact with a Creator. • "User" means any person accessing or using AskMe, including a Viewer and Creator. • "Paid Question" means a question or message submitted through a paid interaction feature for which the Viewer completes the applicable payment transaction. • "Platform Fee" means the fee charged by AskMe for providing its applicable platform services. • "Payment Service Provider" means a bank, payment gateway, payment aggregator, payment processor, acquiring institution, card network, foreign exchange provider or other authorised service provider used by AskMe or its transaction partners. • "Creator Gross Share" means the portion of an eligible transaction attributable to the Creator after deduction of the applicable AskMe Platform Fee but before applicable taxes, processing charges, withholding, payment adjustments, chargebacks and other permitted deductions. • "Creator Net Earnings" means the amount remaining from the Creator Gross Share after applicable deductions.

AskMe may be used by a wide range of online personalities, Creators and professionals including Content Creators, YouTubers, Influencers, Streamers, Teachers, Educators, Coaches, Trainers, Mentors, Speakers, News Anchors, Journalists, Podcasters, Gamers, Musicians, Artists, Performers, Comedians, Authors, Reviewers, Chefs, Travel Creators, Lifestyle Creators, Fitness Creators, Entrepreneurs, Technology Creators, Researchers, Academics, Subject Matter Experts and other online personalities. This list is illustrative and not exhaustive. The availability of a category does not mean that FuturePast has certified, licensed, endorsed or professionally verified every Creator operating under that category.

A Creator's registration, verification or appearance on AskMe must not be interpreted as certification, accreditation, professional endorsement or recommendation by FuturePast. Where a Creator represents that they possess a professional qualification, licence, registration, accreditation or other regulated status, the Creator is responsible for ensuring that the representation is truthful and that the relevant qualification remains valid. Where applicable, AskMe may request evidence of qualifications, licences or other credentials.

AskMe is intended primarily for persons aged eighteen years or older. By using AskMe, you represent that you have reached the applicable age of majority and have the legal capacity to enter into this Agreement. Creators must satisfy additional onboarding, KYC, payment and verification requirements before receiving or withdrawing Creator earnings. AskMe may restrict or terminate accounts where it reasonably believes that eligibility requirements have not been satisfied.

Where registration is required, Users must provide accurate, complete and current information. Users must not knowingly provide false information, impersonate another person or create accounts for fraudulent purposes. Users are responsible for protecting their account credentials and for activity conducted through their accounts, subject to applicable law. If an account is suspected of compromise, the User should promptly notify AskMe.

You may accept this Agreement electronically by selecting "Accept", "I Agree", "Register", "Create Account", "Become a Creator", "Continue" or a substantially similar acceptance mechanism. Use of AskMe after being presented with this Agreement may also constitute acceptance to the extent permitted by applicable law. Electronic records concerning acceptance, transactions, communications, account activity and other interactions may be retained by AskMe as business and legal records.

A person seeking to use Creator functionality must complete the applicable registration process. Approval as a Creator is subject to AskMe's eligibility, KYC, safety, payment and compliance requirements. Approval does not guarantee access to every feature, discovery placement, payment method, revenue level or continued use of the platform.

AskMe may provide Creator discovery and search functionality. Creator visibility may be affected by categories, search terms, Creator information, session activity, engagement, availability, language, geography, promotional programmes, technical factors, safety systems, risk assessment and algorithmic processes. Placement in search or recommendations does not constitute an endorsement by AskMe. AskMe does not guarantee any particular number of views, questions, followers, engagements or earnings.

Creators may use AskMe alongside third party platforms including YouTube, Instagram, Twitch, TikTok, LinkedIn and other streaming services. The Creator's use of a third party platform remains subject to that platform's own terms and policies. AskMe is independent of third party platforms unless expressly stated otherwise and does not acquire ownership of a Creator's account on a third party platform.

AskMe ordinarily does not host the Creator's underlying livestream. The relevant third party service remains responsible for moderation and enforcement concerning the underlying livestream content hosted on that service. AskMe remains responsible for activity occurring on AskMe itself, including Creator profiles, AskMe sessions, paid questions, messages, reports, transaction activity and other content submitted to or occurring through AskMe.

AskMe may allow a Viewer to submit a paid question or paid message to a Creator. The Viewer must review the Creator, question, transaction amount and applicable information before completing payment. A Paid Question is a voluntary payment for the opportunity to submit an interaction through AskMe. Payment does not create an unconditional right to a particular answer or outcome.

The Viewer understands that a Paid Question is a voluntary audience interaction payment. The Viewer does not acquire a guaranteed right to receive a response merely because payment has been completed. The Creator may decide whether to answer, reject, skip or otherwise moderate a question in accordance with available tools and policies.

Payment does not guarantee that a Creator will provide a particular answer, a favourable answer, an immediate answer, a public answer, a private answer, a particular opinion, an acknowledgement of the Viewer, mention of the Viewer's name, professional advice, entertainment value, inclusion in a livestream or any other specific outcome.

AskMe may use one or more Payment Service Providers to facilitate transactions including payment authentication, transaction processing, fraud screening, settlement, payment adjustment, reversals, chargebacks, currency conversion and related functions. FuturePast may change or replace Payment Service Providers for operational, commercial, technical, regulatory, compliance or risk management reasons.

Payments may be processed and settled through direct settlement, split settlement, settlement to FuturePast followed by Creator payout, or another legally supported structure. The exact settlement architecture may change without altering the fundamental commercial principles contained in this Agreement. FuturePast shall not represent itself as a bank, Payment Aggregator, wallet issuer, remittance provider or other regulated financial institution unless separately authorised.

Users must not provide card PINs, CVVs, passwords, authentication credentials or other sensitive payment information to Creators. Where payment credentials are processed by a Payment Service Provider, the relevant provider handles them under its security and regulatory framework. AskMe retains transaction references necessary to operate the platform.

AskMe's standard Platform Fee is 15% of the applicable transaction amount, unless a different fee is expressly displayed, communicated or agreed. The Platform Fee represents the charge for AskMe's applicable platform services.

After deduction of the applicable AskMe Platform Fee, the remaining amount ordinarily constitutes the Creator's gross share. Under the standard 15% Platform Fee structure, the Creator's gross share is ordinarily 80.3% of the applicable transaction amount. The 80.3% is a gross Creator share and not a guaranteed net payout.

AskMe may increase or reduce its standard 15% Platform Fee for promotional campaigns, referral programmes, introductory offers, channel risk, transaction risk, fraud risk, chargeback exposure, geographic risk, compliance requirements or other legitimate risk management considerations. Where reasonably practicable, applicable fees shall be disclosed prior to application.

AskMe may conduct risk assessments considering transaction history, chargeback activity, fraud indicators, payment behaviour, geographic activity, content category and account history. The outcome of a risk assessment may affect Platform Fees, transaction limits, payout timing or additional verification requirements.

Standard Calculation: • Transaction Amount: 100% • Less AskMe Platform Fee: ordinarily 15% • Creator Gross Share: ordinarily 80.3% • Less Applicable Deductions • Creator Net Earnings: remaining amount The applicable deductions may include taxes, payment processing charges, foreign exchange charges, statutory withholding, payment adjustment, chargebacks, fraud adjustments, Payment Service Provider adjustments and other legally required or contractually applicable deductions. Example:Viewer pays $10, AskMe Platform Fee is $1.50, Creator Gross Share is $8.50. If applicable deductions total $0.70, Creator Net Earnings would be $7.80. This is an illustration only.

The expression "80.3% Creator Share" refers to the Creator's gross share under the standard 15% Platform Fee structure. It does not mean that the Creator will receive 80.3% as the final net payout deposited into their bank account. Final Creator Net Earnings may be lower after applicable deductions.

If a Viewer pays ₹1,000 for an eligible Paid Question and the standard 15% Platform Fee applies, the AskMe Platform Fee would be ₹150 and the Creator Gross Share would be ₹850. If taxes, payment processing charges and permitted deductions total ₹50, Creator Net Earnings would be ₹800. This example is illustrative only and does not establish a fixed tax rate, processing fee or payout amount.

Where GST or another tax is legally chargeable on AskMe's platform services, FuturePast may charge, collect and account for that tax in accordance with applicable law. Where taxes, withholding or statutory deductions are required to be deducted from Creator earnings, AskMe or its Payment Service Provider may make the relevant deduction before payout. Creators remain responsible for their own tax obligations.

Where FuturePast is legally required to issue a GST tax invoice for its platform service or Platform Fee, the invoice shall reflect the applicable taxable value and GST. AskMe does not represent that the entire amount paid by a Viewer automatically constitutes the taxable value of FuturePast's own platform service. Final invoicing implementation shall be configured after FuturePast finalises its Payment Service Provider and obtains appropriate professional tax advice.

Payment processing charges vary depending on payment method, currency, country, card network, Payment Service Provider and transaction value. Payment processing charges attributable to the Creator transaction may be deducted from the Creator's 80.3% gross share.

AskMe may support international Viewers where international payments are technically and legally supported by Payment Service Providers. International transactions are subject to Indian foreign exchange requirements, payment provider restrictions, sanctions screening, AML requirements and regulatory controls. AskMe does not guarantee that international payments will be available from every country, through every currency or using every payment method.

AskMe currently does not permit international payments originating from or processed from: Pakistan, Bangladesh, Democratic People's Republic of Korea (North Korea), Palestine, or Türkiye (Turkey). Transactions associated with these jurisdictions may be declined, blocked, held, cancelled or reversed. AskMe may update this list based on legal, compliance or risk considerations.

Currency conversion is performed by the Payment Service Provider, card network, bank or acquiring institution. Exchange rates and charges may vary. AskMe does not guarantee a specific exchange rate unless expressly stated.

AskMe and its Payment Service Providers use automated and manual screening to identify fraudulent, suspicious, sanctioned or restricted transactions. A transaction may be delayed, declined or held where information creates a compliance, fraud or financial crime concern.

Paid Questions are voluntary audience interaction payments. Viewers do not automatically qualify for payment adjustment because they changed their mind, disliked a response, asked the wrong question, or expected faster answers. payment adjustment may be considered where transactions were unauthorised, duplicated due to technical error, debited without a corresponding transaction, or where required by law.

Where a transaction is No payment adjustment, reversed or cancelled, corresponding Creator earnings may be adjusted. If the amount has already been credited, AskMe may recover or offset the amount against future Creator earnings.

A chargeback initiated through a bank or card issuer resulting in loss to AskMe or its Payment Service Provider may result in adjustment of corresponding Creator earnings. Repeated fraudulent or abusive chargebacks may result in account termination.

Creator earnings become eligible for payout after settlement, KYC, fraud, payment adjustment, chargeback and compliance requirements are satisfied. Pending earnings balances do not constitute an unconditional payout entitlement.

Payout periods displayed by AskMe are estimated processing periods. Actual processing depends upon transaction settlement, KYC verification, fraud review, payment provider timelines, banking holidays and dispute checks.

AskMe may temporarily hold Creator earnings to investigate suspicious activity, fraud, chargebacks, KYC issues or regulatory requirements. A hold does not itself constitute a finding of wrongdoing.

• Creator Responsibility (Clause 41): Creators are responsible for content, compliance, and IP. • Professional Categories (Clauses 42-46): Journalists, Gamers, Performers, Teachers, and Regulated Professionals (Medical/Legal/Financial) must comply with their respective laws and rules. • Prohibited Content & Conduct (Clause 47): Prohibition of fraud, scams, money laundering, CSAM, non-consensual content, violence, harassment, doxxing, malware, and phishing. • Child Safety (Clause 48): Zero tolerance for exploitation of minors. • Harassment & Privacy (Clauses 49-50): Prohibits threats, stalking, harassment, and unlawful disclosure of private info. • Impersonation (Clause 51): Prohibits deceptive impersonation of figures or organizations.

• Intellectual Property (Clause 52): FuturePast retains all rights to AskMe tech, branding, and interfaces. • User Content License (Clause 53): Users grant a non-exclusive license to host, process, display, and moderate content. • Creator Profile License (Clause 54): Creators authorize profile display for discovery and platform operation. • AI & Automated Moderation (Clause 55): Platform may use AI/machine learning for moderation, safety, and fraud screening. • Suspension & Termination (Clauses 56-58): Accounts may be suspended or terminated for violations, fraud, or safety concerns with appeal mechanisms. • Privacy & Security (Clauses 59-60): Personal data processed under Privacy Policy; reasonable data security maintained.

• Retention & Notifications (Clauses 61-63): Records retained for legal/tax requirements; transactional notifications enabled. • Availability & Force Majeure (Clauses 64-65): Service provided on reasonable effort basis; no liability for force majeure. • No Circumvention (Clause 67): Creators must not deliberately bypass Platform Fees or payment systems. • Limitation of Liability & Indemnity (Clauses 72-73): Users indemnify against unlawful conduct; liability limited for third-party failures. • Governing Law & Disputes (Clauses 74-75): Governed by laws of India with jurisdiction in Maharashtra, India. • Grievance Redressal (Clause 76): Grievance Officer: Mr. T.S. Sandhu (Grievance@ask-me.live), Pune, Maharashtra.